If you own rental properties long enough, you eventually run into this question: Do I refinance… or do I leave the loan alone and keep collecting rent? I’ve refinanced rental properties more …
The 2026 Housing Market Is Setting Up for a Release Valve
Housing isn’t broken.It’s been stuck. For the last couple of years, buyers have been sidelined by affordability, sellers have been anchored by low-rate mortgages, and investors have been forced to …
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The Market’s Shifting—Here’s What I’m Watching
I’ve been studying the latest data and reflecting on what we’re seeing here at Ternus, and it’s clear: the market is shifting. It's not crashing, and it’s not exploding—it’s evolving. And if you’re in …
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From Owner to Client: Why I Locked a 6.5% Cash-Out Refi with Ternus
There’s something powerful about being both the founder of a company and a customer. This month, I locked in a 30-year fixed cash-out refinance on one of my rental properties in Garland, Texas — …
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Think Realty Conference & Expo – March 27-28, 2025
Join Tim Herriage, CEO of Ternus Inc., at the Think Realty Conference & Expo in Phoenix — one of the nation’s leading real estate investor events. Whether you are a seasoned investor, private …
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National Private Lenders Association (NPLA) Conference – March 16-18, 2025
Tim Herriage, CEO of Ternus Inc., will be attending the 2025 NPLA Conference — one of the most recognized national events in private lending and real estate investing. This is a key networking …
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