Episode 13: Uncontested Investing with Zach Coppinger

In this finale of our Financing & Funding Series, Suzanne and I tackle one of the most powerful tools in real estate investing – private money loans. If you’ve ever felt like the lender holds all the cards, this episode is for you.   We cover why private money is so attractive, how to find the right lending partners, and most importantly, how to position yourself as a serious borrower that lenders love working with. You’ll learn how to build real relationships, prepare your paperwork like a pro, avoid red flags, and unlock a repeatable funding process that fuels long-term growth.   Whether you’re closing your first deal or scaling to 100+ units, this episode is loaded with strategy, practical advice, and real talk about how to get better, faster funding with less friction!   Key Talking Points of the Episode   [00:00] Introduction [00:44] Why private money is so attractive [02:15] Educated borrowers = better relationships, repeat deals [03:50] Do your homework: documents, checklists, vet your lender [05:04] Building rapport with your loan officer is a game-changer [06:26] Fast-track funding starts before the deal: documentation, LLCs, clarity [08:08] Know the terms: prepayment penalties, interest rate buy-downs [09:23] Green flag: lenders who ask the right questions first [11:22] Track record, credit, and cash flow: how to get preferred rates [12:26] Focus on a few great lenders and don’t spread yourself too thin [14:03] Referrals, networking, and relationship ROI [15:14] Why you need an LLC before submitting a deal [16:13] Proactive, prepared, and professional wins every time   Quotables   “You don’t need five lenders—you need two great ones who believe in your vision.”   “The best deals start before the deal: document checklists, LLCs, and a clear process.”   “Private money is about speed and flexibility, but it only works if you do your part.”   Links   RCN Capital https://www.rcncapital.com/podcast https://www.instagram.com/rcn_capital/ info@rcncapital.com   REI INK https://rei-ink.com/